Time files.... is the end of the year yet again..... think it will be a tough year ahead.....
I end off the year with a paper lost of 27K.... I have set a very high target of 12K dividend next yr.. hopefully with less paper loss....
I have also refinance the HDB loan to 10 years, left with 7.5 years of repayment period...
Work wise..... nothing much... only with uncertainly of the merger into SingTel Group next yr....
Will be expecting more natural disasters next yr....
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